Life at Zest

Victoria's Premier Over 55 Land Lease Community.

The benefits of owning your own home, within a managed community of warm and welcoming people. It's time to enjoy the freedom to live life, your way.

Closer than you think

A Few Hours From Melbourne. A world away from the pace.

The Centre of Victoria's Sun Country on the Murray offers countless ways to celebrate the enviable climate. Dine aboard historic paddle steamers, go boating, fishing, play a round of golf or walk one of the scenic walking trails around Lake Mulwala. Visit the wineries, farm gates and providores that make the most of year-round sunshine.

Next door

Black Bull Golf Course & scenic waterways

300 m

walk to Lake Mulwala

5 min

Yarrawonga town centre

2 min

The Sebel Yarrawonga

2 hrs 45

from Melbourne CBD

55+

over 55s land lease

Getting here

The perfect home base

Located in northern Victoria on the border of New South Wales, Zest Living lies on the south bank of the Murray River. Leaving the outskirts of Melbourne, arrive in 2 hours 45 minutes by car — or take your time and stop in the regional centres of Benalla or Shepparton. Yarrawonga is well serviced by VLine and CountryLink trains and buses, and Albury Airport is a short 45-minute drive.

Explore nearby towns

  • Rutherglen
  • Wangaratta
  • Shepparton
  • Albury
  • Corowa
  • Wodonga
  • Echuca
  • Benalla
  • Beechworth
  • Cobram

Life at Zest

Yarrawonga:
Country charm,
lakeside life.

Yarrawonga's postcard-perfect town centre is home to all the amenities and services needed to make life simple. From supermarkets to medical centres and pharmacies, plus butchers and bakers, cafés and gift shops — you'll find everything you need, and a friendly chat to go with it.

Lake Mulwala

5 min away

Lake Mulwala

Zest Living is surrounded by the Black Bull Golf Course and scenic waterways, with Lake Mulwala just minutes away. Kayak the foreshore at dawn, walk the weir path across to Mulwala, or simply watch the pelicans settle on still water at the end of the day.

Town & everyday life

Yarrawonga centre, 5 min

Town & everyday life

The RSL, bowls club, main street cafés, Foodworks, chemist — everything you reach for on a Tuesday is close. Black Bull Golf Course is next door. A farmers' market, regular community events, and a country pub where the barman knows your name.

Championship Golf Country

Next door

Championship Golf Country

The Yarrawonga-Mulwala border region is widely regarded as the premier public-access golf destination in Australia. Two world-class hubs collectively offer 63 holes of championship golf backdropped by the Murray River, native red gums, and Lake Mulwala. Zest sits within the Silverwoods Estate, and the Black Bull 18-hole championship par-72 course is carved beautifully out of a 400-acre paradise on the edge of the lake.

Health & medical

Close when you need it

Health & medical

Yarrawonga punches well above its size when it comes to health services. The Yarrawonga District Hospital provides acute and inpatient care, backed by a strong network of GP clinics, dental practices, physiotherapy, optometry, and pharmacy — all within a 5-minute drive of Zest. Allied health specialists visit regularly, and the town's medical precinct continues to grow to meet the needs of a thriving community.

Where we are

Silverwoods Estate Yarrawonga,
A Lifestyle Location

Set among the fairways and waterways of Black Bull Golf Course, with Lake Mulwala and all that Yarrawonga offers just minutes away.

YARRAWONGAYACHT CLUBYARRAWONGA MULWALAGOLF CLUB RESORTYARRAWONGAWEIRYARRAWONGAMULWALA VISITORS CENTREMULWALA WATERSKI CLUBROYAL MAIL HOTELLAKE MULWALA BAKERYFOODWORKSPURTLE PARKADVENTURE PLAYGROUNDMULWALALAKE MULWALAYARRAWONGACARAVAN PARKWOOLWORTHSVICTORIA PARKCLUBWONGATHE SHEDRESTAURANTMAINSTREETBLACK BULLGOLF CLUBTHE SEBELWOODLANDS PARKPLAYGROUNDYARRAWONGA

Nearby

"A resort-style community surrounded by Golf Course and Lake Mulwala — with a pool, clubhouse, lawn bowls, and neighbours who become friends"

Indoor pool at Zest Living with residents

Resort Style Amenities

Indoor Heated pool, gym, cinema room, dining room, library, vintec wine fridge, lawn bowls with BBQ Area & pavillion - this is the standard you have been working towards.

Zest Living residents enjoying morning coffee together

A Thriving Community

From coordinated activities in and around the Clubhouse to lawn bowl matches that generate lasting rivalries, weekend BBQs and golf comps to day trips to Sun Country destinations and group outings further afield, Zest Living Yarrawonga always offers something to see and do — at your own pace.

Lake Mulwala waterway at Yarrawonga

Surrounded by nature

Zest Living is surrounded by the Black Bull Golf Course and scenic waterways, with Lake Mulwala just minutes away. Walk the foreshore at sunrise. Watch the pelicans. Feel the difference a body of water makes.

Here's a way to put some zest in your day

Morning to evening,
entirely yours.

Lake walk
7:00 am

Lake walk

Pelicans on still water. The foreshore to yourself.

Clubhouse coffee
9:30 am

Clubhouse coffee

The same faces. The same table. Better than any café in the city.

Afternoon bowls
2:00 pm

Afternoon bowls

Weekly competition or a casual roll — the green is always open.

Verandah hour
5:30 pm

Verandah hour

Your garden. Your pace. Nowhere else you need to be.

On-site amenities

Resort Style.
Right at home.

No need to exit the community grounds, it's all here.

Heated Indoor Pool

Heated Indoor Pool

Swim year-round. Aqua aerobics, quiet morning laps, and water walking — all heated, all on-site.

Community Gym

Community Gym

Fully equipped and maintained — no membership fees, no driving across town.

Lawn Bowls

Lawn Bowls

A proper green on the grounds. Social and competitive sessions run weekly.

Clubhouse & Cinema

Clubhouse & Cinema

A lounge that earns the name — plus a private cinema for movie nights with neighbours.

Black Bull Golf Course

Black Bull Golf Course

One of regional Victoria's finest courses is right next door. Tee off without getting in the car.

Library

Library

A quiet community library stocked and curated by residents — the kind you'll actually use.

Caravan Parking

Caravan Parking

Dedicated on-site caravan storage. Come and go as you please — your van is ready when you are.

Pet-Friendly Grounds

Pet-Friendly Grounds

Bring your dog. The grounds are designed with four-legged residents in mind too.

Community life

The week ahead.
Every week.

Mon

Aqua aerobics

9:30 am

Indoor pool

Tue

Lawn bowls

9:00 am

Community green

Wed

Walking group

7:00 am

Lake foreshore

Thu

Community lunch

12:00 pm

Clubhouse

Fri

Happy hour

4:00 pm

Clubhouse lounge

Sat

Golf day

8:00 am

Black Bull Golf Course

Sun

Yarrawonga markets

8:00 am

Town centre

Activities are representative. Schedule varies by season — speak with our team for current programming.

The lock & leave lifestyle

Retirement done your way.
Lock up, leave, and live.

An increasing number of Zest residents spend their winters caravanning — and their summers back at the lake. The community is built for exactly this kind of freedom.

Secure while you're away

On-site management and a close-knit community means your home is looked after whether you're gone for a weekend or three months.

Caravan storage on-site

No off-site storage facility. Your van lives here with you, ready to roll whenever the mood takes you.

Come back to community

The best part of travelling is coming home. At Zest, home means your neighbours are glad to see you.

No lock-in obligations

Land lease ownership gives you the freedom to go — without the worry of what's happening to your home while you're away.

Resident voices

"Moving here was the best decision we made. The resort-style over 55s community is everything we hoped for — genuine people, a beautiful location, and a team that made it feel completely personal from the first call."

"We'd talked about moving to the country for fifteen years. Drove up to Yarrawonga on a long weekend, walked through Zest, and that was that. We listed our Camberwell house the following Monday."

Curious about Zest?

Interested in More Information?

Leave your details and we will send you everything you need — no pressure, no obligation.

The Masterplan

An Award-Winning Team

Kennedy Builders

Zest's construction and development team's combined industry knowledge and commitment to the long-term value of the communities they create ensures Zest Living is designed, built and managed to deliver a genuine community for people over 55.

Zest Living Yarrawonga masterplan aerial render

Why people choose Zest

Your Home,
Your Lifestyle.

Zest Communities are how more Australians are choosing to downsize and release equity from their pre-retirement home. At Zest, you own your home and lease the land your home sits on for a low ongoing site fee. No Stamp Duty, No Exit Fees and any capital gain on your home is yours to keep. The entry cost is a fraction of a traditional property purchase, which means our residents have more money left over to enjoy the retirement you have been working towards. With a New Home and Clubhouse with 5 star Resort Style Facilities, you have the financial freedom to choose how to make your best years even better.

The Zestvantage

Secure Your
Financial Freedom.

Zest Living's land lease structure keeps more of your money where it belongs — with you.

Saving on entry

No Stamp Duty

Purchasing at Zest means Stamp Duty doesn't apply. For most buyers, this is a saving of $15,000–$30,000 — before you've unpacked a single box.

Saving on exit

No Deferred Management Fee

Many retirement villages take a percentage of your home's value when you sell. At Zest, there is no DMF. What you sell for is yours to keep, entirely.

Complete financial freedom

No Exit Fees

When it's time to move on, there are no penalties or holdbacks. You leave with the full return from your sale — not a cent taken from your proceeds.

Ongoing saving

No Council Rates

As a Zest resident, you are not subject to council rates on your home. Another ongoing cost that simply doesn't apply at Zest.

Based on Zest Living's current land lease structure at Yarrawonga. We recommend speaking with an independent financial adviser to understand how this applies to your personal circumstances.

You may also be entitled to

Commonwealth Rent Assistance

Many land lease residents qualify for rent assistance on their site fees — the same way renters qualify. Check your eligibility via Services Australia.

servicesaustralia.gov.au

Retirement Income Planner

Model your super drawdown, income streams and lifestyle costs with MoneySmart's free retirement planner.

moneysmart.gov.au

Ongoing Costs

What does it cost
to live at Zest Living?

Site fee

Once you have purchased your home, there is a regular site fee that covers all shared amenities — the pool, gym, clubhouse, lawn bowls greens, and grounds, plus on-site management.

Rent Assistance

Many residents qualify for Commonwealth Rent Assistance, which can help offset the site fee. Our team can confirm your eligibility and walk you through the details.

Common questions

Frequently Asked Questions

Guides & Insights

Life after 55.
Answered.

Answers to the questions people are asking before they make the move.

Zest Masterplan — Stage 1A

See what's available
right now.

Home Designs within our community — Belmore, Benalla, Irvine, Pearce and Burley. 10 New Homes Under Construction with Scheduled completion from September 2026. Speak with our team for the latest availability.

NSTAGE 1A

Contact our team for current lot status and pricing.

New release — 2026

10 New Homes.
Construction Completed from September 2026.

Colour & Design Selections are available prior to Homes being completed — Be Quick!

Zest Living Belmore homeUNDER CONSTRUCTION
3
2
2

Belmore

  • Master Bedroom with WIR & Ensuite
  • Open Plan Kitchen with Walk in Pantry
  • Quality Finishes
  • Parking for 2 Cars
Zest Living Irvine home
2
2
2

Irvine

  • Open-Plan Kitchen, Living & Dining
  • Ensuite to Master
  • Private Outdoor Area
  • Parking for 2 Cars
Zest Living Burley home
3
2
2

Burley

  • Large Open-plan Kitchen
  • Ensuite to Master
  • Study or Guest Room Option
  • Parking for 2 Cars
Zest Living Pearce home
2
2
2

Pearce

  • Open-Plan Kitchen, Living & Dining
  • Ensuite to Master
  • Private Outdoor Area
  • Parking for 2 Cars
Zest Living Benalla home
2
1
2

Benalla

  • Open Plan Kitchen, Dining & Living
  • Private Outdoor Area
  • Quality Finishes
  • Parking for 2 Cars

Send an enquiry

We'll be in touch.

Leave your details and one of our team will reach out to answer your questions and share everything you need to know about Zest Living.

What happens next

You're in good hands.

01

We review your enquiry

Every enquiry is read personally by our team.

02

We'll give you a call

A conversation to understand what you're looking for and answer your questions.

03

We'll take it from there

We'll share everything you need and arrange a tour at a time that suits you.

Speak with our team

Someone who knows
every home,
every neighbour.

Our community team is an integral part of Zest Living. When you call, you speak to someone who genuinely cares, not a call centre, not a form.

Call now

Direct line

03 4722 9100

Silverwoods Estate
160 Peter Thomson Circuit
Yarrawonga VIC 3730
Monday to Friday, 10am to 4pm